The firm provides the service of restructuring business bank debt both corporate and personal. This service usually follows an Independent Business Review where we have determined the business repayment capacity.
All the main line banks are generally agreeable to the reduction of debt to sustainable levels where the value of the underlying assets and business together with any additional security have a current market value of less than the amount that could be recovered over a fifteen to twenty year period on a term loan based on the sustainable debt. A bank restructure in this format usually includes an initial term loan plus an agreed fixed amount payable in five to seven years.
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